Hi, my name is Mark Pawley. I am a concerned investor just like you. I go to work everyday and I plod away at my chosen vocation, hoping to set aside enough money to ensure I achieve the many things I want to achieve. I too have many questions regarding my financial well being in years to come, and it is these questions, as well as utterly inappropriate and downright poor advice dispensed to me by hopelessly inept financial advisors, that prompted me to get educated and search for a better solution. My varied businesses outside of financial services have always involved attending to customer needs to ensure their satisfaction. This is the cornerstone of any business, and it is this philosophy that does not allow me to recommend any financial services products that cannot add value to your financial well-being. Many of those doing the advising are motivated by commission, and from a financial services perspective this creates a conflict. For this reason the only way for me to enhance your investment experience is to encourage you to get yourself into a position where you are better informed and can take charge of your own financial destiny. Without going into chapter and verse let’s just say that you will be better served by embarking on an empowerment journey.

Finally, I do not receive any money from any product providers. I host this website at my expense. I am not employed by any of the industry participants, and therefore I am completely free to dispense my views without fear of employer incrimination, or media editor interference. All the views and opinions are my own. Above all else I continue to write articles for accredited journals, present at conferences, lecture to BML and MBA students and, most importantly conduct finance research.